Commercial Auto Insurance That Works For You
Protect your business vehicles, employees, and bottom line with specialized coverage built on industry expertise.
Quote Commercial AutoProtecting Your Business on the Move
Your commercial vehicles are essential tools. Whether you operate delivery vans, service trucks, or transport vehicles, State Plus Commercial Auto Insurance provides tailored protection against accidents, liability claims, and cargo loss, helping keep your business running smoothly.
Core Commercial Auto Coverages
We offer essential protections and options to fit your specific business needs.
Business Auto Liability
Covers costs if your business vehicle causes injury to others or damages their property. Higher limits are typically needed compared to personal auto.
Physical Damage (Collision & Comprehensive)
Pays for repairs or replacement of your owned business vehicles due to accidents (Collision) or other events like theft, vandalism, or weather (Comprehensive).
Hired & Non-Owned Auto Liability
Crucial coverage. Protects your business if you rent vehicles or if employees use their personal vehicles for business errands and cause an accident.
Motor Truck Cargo
Covers loss or damage to the goods you are hauling for others under contract.
Uninsured/Underinsured Motorist
Covers your business vehicle's damage or driver injuries if hit by someone with inadequate or no insurance.
Specialized Endorsements
Options available for specific needs like permanently attached equipment, trailer interchange agreements, or specific industry requirements.
Vehicles We Commonly Insure
Pickup Trucks & Work Trucks
Cars & SUVs (Business Use)
Service & Cargo Vans
Box Trucks & Straight Trucks
Dump Trucks
Flatbed Trucks
Saving on Your Commercial Auto Policy
Explore potential discounts for your business vehicles:
The State Plus Commercial Advantage
Expertise and service tailored to business needs.
Industry Knowledge
We understand the risks specific to industries like contracting, delivery, landscaping, and more, ensuring appropriate coverage.
Fast Certificates (COIs)
We know you need proof of insurance quickly for contracts and provide prompt Certificate of Insurance issuance.
Dedicated Commercial Support
Access to agents experienced in commercial lines who can answer complex questions and adjust coverage as your business evolves.
Competitive Commercial Rates
We strive to offer affordable premiums combined with robust coverage options designed for business vehicles.
Common Commercial Auto Questions
Get a Quote for Your Business Vehicles
Protect your operations with tailored commercial auto insurance. Request your free quote today.
Quote Commercial Auto